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POST
/
quotes
/
{quoteId}
/
retry
Retry an incomplete payment
curl --request POST \
  --url https://api.lightspark.com/grid/2025-10-13/quotes/{quoteId}/retry \
  --header 'Authorization: Basic <encoded-value>' \
  --header 'Content-Type: application/json' \
  --data '{
  "lookupId": "Lookup:019542f5-b3e7-1d02-0000-000000000009",
  "senderCustomerInfo": {
    "FULL_NAME": "Jane Receiver",
    "NATIONALITY": "FR"
  }
}'
{
  "quoteId": "Quote:019542f5-b3e7-1d02-0000-000000000006",
  "status": "PENDING",
  "createdAt": "2025-10-03T12:00:00Z",
  "expiresAt": "2025-10-03T12:05:00Z",
  "source": {
    "accountId": "InternalAccount:85dcbd6-dced-4ec4-b756-3c3a9ea3d965",
    "currency": "USD"
  },
  "destination": {
    "accountId": "ExternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123",
    "currency": "EUR"
  },
  "sendingCurrency": {
    "code": "USD",
    "name": "United States Dollar",
    "symbol": "$",
    "decimals": 2
  },
  "receivingCurrency": {
    "code": "USD",
    "name": "United States Dollar",
    "symbol": "$",
    "decimals": 2
  },
  "totalSendingAmount": 123010,
  "totalReceivingAmount": 1000,
  "exchangeRate": 123,
  "feesIncluded": 10,
  "paymentInstructions": [
    {
      "accountType": "US_ACCOUNT",
      "accountNumber": "1234567890",
      "routingNumber": "021000021",
      "bankName": "Chase Bank",
      "referenceCode": "REF123456"
    },
    {
      "accountType": "SPARK_WALLET",
      "address": "spark1pgssyuuuhnrrdjswal5c3s3rafw9w3y5dd4cjy3duxlf7hjzkp0rqx6dj6mrhu",
      "invoice": "lnbc15u1p3xnhl2pp5jptserfk3zk4qy42tlucycrfwxhydvlemu9pqr93tuzlv9cc7g3sdqsvfhkcap3xyhx7un8cqzpgxqzjcsp5f8c52y2stc300gl6s4xswtjpc37hrnnr3c9wvtgjfuvqmpm35evq9qyyssqy4lgd8tj637qcjp05rdpxxykjenthxftej7a2zzmwrmrl70fyj9hvj0rewhzj7jfyuwkwcg9g2jpwtk3wkjtwnkdks84hsnu8xps5vsq4gj5hs"
    }
  ],
  "transactionId": "Transaction:019542f5-b3e7-1d02-0000-000000000005",
  "originalQuoteId": "Quote:019542f5-b3e7-1d02-0000-000000000001",
  "rateDetails": {
    "counterpartyMultiplier": 1.08,
    "counterpartyFixedFee": 10,
    "gridApiMultiplier": 0.925,
    "gridApiFixedFee": 10,
    "gridApiVariableFeeRate": 0.003,
    "gridApiVariableFeeAmount": 30
  }
}

Authorizations

​
Authorization
string
header
required

API token authentication using format <api token id>:<api client secret>

Path Parameters

​
quoteId
string
required

ID of the quote to retry

Body

application/json
​
lookupId
string
required

Unique identifier for the prior receiver uma address lookup request.

Example:

"Lookup:019542f5-b3e7-1d02-0000-000000000009"

​
senderCustomerInfo
object

Key-value pairs of information about the sender which was requested by the counterparty (recipient) institution. Any fields specified in requiredPayerDataFields from the response of the /receiver/{receiverUmaAddress} (lookupUma) endpoint MUST be provided here if they were requested. If the counterparty (recipient) institution did not request any information, this field can be omitted.

Example:
{
  "FULL_NAME": "Jane Receiver",
  "NATIONALITY": "FR"
}

Response

Quote created successfully. The response includes payment instructions that the client can use to execute the payment through their banking provider.

​
quoteId
string
required

Unique identifier for this quote

Example:

"Quote:019542f5-b3e7-1d02-0000-000000000006"

​
status
enum<string>
required

Current status of the quote

Available options:
PENDING,
PROCESSING,
COMPLETED,
FAILED,
EXPIRED
Example:

"PENDING"

​
createdAt
string<date-time>
required

When this quote was created

Example:

"2025-10-03T12:00:00Z"

​
expiresAt
string<date-time>
required

When this quote expires (typically 1-5 minutes after creation)

Example:

"2025-10-03T12:05:00Z"

​
source
object
required

Source account details

  • Account
  • Real-time funding
​
destination
object
required

Destination account details

  • Account Destination
  • UMA Address Destination
​
sendingCurrency
object
required

Currency for the sending amount

​
receivingCurrency
object
required

Currency for the receiving amount

​
totalSendingAmount
integer
required

The total amount that will be sent in the smallest unit of the sending currency (eg. cents).

Required range: x > 0
Example:

123010

​
totalReceivingAmount
integer
required

The total amount that will be received in the smallest unit of the receiving currency (eg. cents).

Required range: x > 0
Example:

1000

​
exchangeRate
number
required

Number of sending currency units per receiving currency unit.

Required range: x > 0
​
feesIncluded
integer
required

The fees associated with the quote in the smallest unit of the sending currency (eg. cents).

Required range: x >= 0
Example:

10

​
transactionId
string
required

The ID of the transaction created from this quote.

Example:

"Transaction:019542f5-b3e7-1d02-0000-000000000005"

​
paymentInstructions
object[]

Payment instructions for executing the payment. This is not required when using an internal account source.

Example:
[
  {
    "accountType": "US_ACCOUNT",
    "accountNumber": "1234567890",
    "routingNumber": "021000021",
    "bankName": "Chase Bank",
    "referenceCode": "REF123456"
  },
  {
    "accountType": "SPARK_WALLET",
    "address": "spark1pgssyuuuhnrrdjswal5c3s3rafw9w3y5dd4cjy3duxlf7hjzkp0rqx6dj6mrhu",
    "invoice": "lnbc15u1p3xnhl2pp5jptserfk3zk4qy42tlucycrfwxhydvlemu9pqr93tuzlv9cc7g3sdqsvfhkcap3xyhx7un8cqzpgxqzjcsp5f8c52y2stc300gl6s4xswtjpc37hrnnr3c9wvtgjfuvqmpm35evq9qyyssqy4lgd8tj637qcjp05rdpxxykjenthxftej7a2zzmwrmrl70fyj9hvj0rewhzj7jfyuwkwcg9g2jpwtk3wkjtwnkdks84hsnu8xps5vsq4gj5hs"
  }
]
​
originalQuoteId
string

ID of the quote that is being retried

Example:

"Quote:019542f5-b3e7-1d02-0000-000000000001"

​
rateDetails
object

Details about the rate and fees for the transaction.

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