Instant Conversion
Convert fiat to crypto (on-ramp) or crypto to fiat (off-ramp) in seconds
using real-time exchange rates.
Simplified Infrastructure
Grid handles the conversion and settlement process, reducing complexity in
your crypto integration.
Global Settlement
Leverages the Lightning Network for instant Bitcoin transfers and local
banking rails for fiat settlement worldwide.
How Ramps Work
1
Quote Creation
Get real-time exchange rates and payment instructions for your desired
conversion (fiat → crypto or crypto → fiat).
2
Funding & Conversion
Fund the quote using the provided payment instructions. Grid executes the
conversion at the quoted rate.
3
Settlement
Receive your converted funds via Lightning Network (for crypto) or local
banking rails (for fiat) within seconds.
Features
Users interact with through two main interfaces:- API
- Dashboard
Programmatic access to create quotes, fund conversions, execute transfers,
and reconcile all activity with real-time webhooks.
On-Ramp: Fiat to Crypto
Convert fiat currency to cryptocurrency and deliver it to self-custody wallets.- Create quotes to lock exchange rates for fiat-to-crypto conversions
- Payment instructions guide users on how to fund their conversion
- Instant delivery to Spark wallets or other supported crypto destinations
- Webhook notifications confirm successful conversion and delivery
Off-Ramp: Crypto to Fiat
Convert cryptocurrency to fiat currency and deliver it to bank accounts.- Pre-funded accounts hold crypto balances for conversion
- Real-time rates for crypto-to-fiat exchange
- Bank account delivery via local payment rails
- Compliance handled automatically through Grid’s infrastructure
Funding Options
supports multiple funding models for on-ramps and off-ramps:- Just-in-time (JIT): Create a quote and fund it in real-time using payment instructions (ideal for on-ramps)
- Pre-funded accounts: Maintain balances in crypto or fiat and convert from those balances (ideal for off-ramps)
You can mix funding models based on your use case. On-ramps typically use JIT
funding, while off-ramps use pre-funded accounts.
Environments
supports two environments: Sandbox and Production.The Sandbox mirrors production behavior, allowing you to test the full end-to-end flow—from creating quotes and simulating funding to executing conversions and receiving webhooks—without moving real funds.The Production environment uses live credentials and base URLs for real transactions once you’re ready to launch.
Get Started
Ready to integrate ? Check out our quickstart guide.