Simulate sending funds to the bank account as instructed in the quote. This endpoint is only for the sandbox environment and will fail for production platforms/keys.
API token authentication using format <api token id>:<api client secret>
The unique identifier of the quote
"Quote:019542f5-b3e7-1d02-0000-000000000006"
Currency code for the funds to be sent
"USD"
The amount to send in the smallest unit of the currency (eg. cents). If not provided, the amount will be derived from the quote.
1000
Funds received successfully
Unique identifier for the transaction
"Transaction:019542f5-b3e7-1d02-0000-000000000004"
Status of a payment transaction
CREATED, PENDING, PROCESSING, COMPLETED, REJECTED, FAILED, REFUNDED, EXPIRED Type of transaction (incoming payment or outgoing payment)
INCOMING, OUTGOING Source account details
Destination account details
System ID of the customer (sender for outgoing, recipient for incoming)
"Customer:019542f5-b3e7-1d02-0000-000000000001"
Platform-specific ID of the customer (sender for outgoing, recipient for incoming)
"18d3e5f7b4a9c2"
Amount sent in the sender's currency
Payment instructions for executing the payment.
[
{
"accountType": "US_ACCOUNT",
"accountNumber": "1234567890",
"routingNumber": "021000021",
"bankName": "Chase Bank",
"referenceCode": "REF123456"
},
{
"accountType": "SPARK_WALLET",
"address": "spark1pgssyuuuhnrrdjswal5c3s3rafw9w3y5dd4cjy3duxlf7hjzkp0rqx6dj6mrhu",
"invoice": "lnbc15u1p3xnhl2pp5jptserfk3zk4qy42tlucycrfwxhydvlemu9pqr93tuzlv9cc7g3sdqsvfhkcap3xyhx7un8cqzpgxqzjcsp5f8c52y2stc300gl6s4xswtjpc37hrnnr3c9wvtgjfuvqmpm35evq9qyyssqy4lgd8tj637qcjp05rdpxxykjenthxftej7a2zzmwrmrl70fyj9hvj0rewhzj7jfyuwkwcg9g2jpwtk3wkjtwnkdks84hsnu8xps5vsq4gj5hs"
}
]When the payment was or will be settled
"2025-08-15T14:30:00Z"
When the transaction was created
"2025-08-15T14:25:18Z"
When the transaction was last updated
"2025-08-15T14:30:00Z"
Optional memo or description for the payment
"Payment for invoice #1234"
Additional information about the counterparty, if available and relevant to the transaction and platform. Only applicable for transactions to/from UMA addresses.
{
"FULL_NAME": "John Sender",
"BIRTH_DATE": "1985-06-15",
"NATIONALITY": "DE"
}Amount to be received by recipient in the recipient's currency
Number of sending currency units per receiving currency unit.
1.08
The fees associated with the quote in the smallest unit of the sending currency (eg. cents).
x >= 010
The ID of the quote that was used to trigger this payment
"Quote:019542f5-b3e7-1d02-0000-000000000006"
ID of the original transaction that this transaction is retrying, if applicable
"Transaction:019542f5-b3e7-1d02-0000-000000000003"
The refund if transaction was refunded.
Details about the rate and fees for the transaction.
If the transaction failed, this field provides the reason for failure.
QUOTE_EXPIRED, QUOTE_EXECUTION_FAILED, LIGHTNING_PAYMENT_FAILED, FUNDING_AMOUNT_MISMATCH, COUNTERPARTY_POST_TX_FAILED, TIMEOUT